We are committed to bringing the most robust, debt-free calculator you will find, period. Simple to use, easy to add debts and the Debt Compass Engine™ will take care of the rest. Performs 8 different calculations at once, perform 'what if' scenarios by adding extra principle to debt balances, change payoff methods from rollover (snowball), paying off higher interest rate debt first, or lowest balance, or a weighted approach. This is a guide. The rest is up to you.